Financial Well-Being
Be Alert for Unsolicited Retirement Counseling Services
There have been reports of groups or individuals contacting Virginia Retirement System (VRS) members to offer retirement counseling services. These companies are not endorsed by nor affiliated with PWCS. Please be aware that VRS does not use unsolicited calls or emails to offer its services. All correspondence from VRS will be sent by U.S. mail on official letterhead or by secure message in your myVRS account. Also, VRS counselors do not come to members' homes to discuss benefits.
VRS counseling services are free, whether in person in the VRS counseling center or by phone, and are available by contacting VRS. VRS also offers free retirement planning sessions, held at colleges and universities throughout the state, other public locations or the VRS offices in Richmond. Remember to be cautious in responding to unsolicited offers of retirement planning or advice. If you are uncertain if a communication originated with VRS, contact VRS at 1-888-827-3847. Visit the VRS website for more information.
Additionally, PWCS works exclusively with Lincoln Financial for our supplemental retirement plans with 403(b) and 457 accounts available to our employees. If you are contacted by a company besides VRS or Lincoln Financial, it is important to use caution in sharing your information. There are five Lincoln Financial representatives that are available to assist PWCS employees with their supplemental retirement accounts.
For more information on protecting yourself and your personal accounts and information, you can visit these links below:
Virginia retirement system Security Center offers information on online account safety and fraud prevention.
Lincoln Financial has an interactive brochure on cybersecurity and how to protect yourself online.
Quick Links
Virginia Retirement System (VRS)
VRS Main Customer Service: 1-888-827-3847
VRS Hybrid DCP Customer Service: 1-877-327-5261
VRS Enrich Financial Wellness Tools
VRS DCP Account Access (Hybrid DCP)
Lincoln Financial
Lincoln Financial PWCS Microsite
Lincoln Financial appointment scheduler
Lincoln Financial Retirement Consultant Assignment by Work Location
Lincoln Financial Customer Service: 1-800-234-3500
PWCS Payroll Office
Credit Unions
Prince William County Employee Credit Union: 703-680-1143
Apple Federal Credit Union: 703-788-4800
America Saves
- America Saves
- Prince William County Virginia Cooperative Extension Office
- Prince William County Virginia Cooperative Extension Contact email
- Prince William County Cooperative Extension Office: 703-792-6287
Saving Automatically
- VRS Enrich Article - Try Automatic Deposits for Stress-Free Savings
- VRS Enrich Article - Automatic Savings are Too Good to be True
- America Saves Article - What's the Easiest Way to Save?
- VRS Enrich Interactive Course - Creating a Financial Plan
Saving for the Unexpected
- VRS Enrich Page - Coronavirus and Your Financial Health webpage
- VRS Enrich Article - COVID-19 Underscores the Importance of Having an Emergency Fund
- VRS Enrich Article - Figuring Our Your Finances in the New Normal of the COVID-19 Pandemic
- AmericaSaves Article - Where to Get Financial Help During the COVID-19 Crisis
- AmericaSaves Article - Set a Goal What to Save For - Save for Emergencies
- VRS Enrich Course - Emergency Fund - Requires MyVRS Login
- More about this course: When disaster strikes, will you have the funds necessary to cover those emergency expenses? Seasoned savers and those new to the saving game can both benefit from an understanding of why it's important to have money set aside to cover life's surprises.
Saving to Retire
- AmericaSaves Article - Questions to Ask Yourself When Saving for Retirement
- VRS Plan Information - Learn More About Your VRS Plan
- PWCS Lincoln Financial Plan Information - Lincoln Financial PWCS Plans
- Lincoln Financial Article - Pre-Tax vs. After-Tax Retirement Savings
- Lincoln Financial Video - Start Saving Now