Long-Term Disability Insurance

Voluntary Long-Term Disability Insurance

Voluntary Long-Term Disability (LTD) insurance with the Standard Insurance Company is available to full-time, VRS Plan 1 or VRS Plan 2 eligible employees. The Standard LTD plan is designed to pay a benefit to you in the event you cannot work because of an illness or injury. This benefit replaces a portion of your income, thus helping you meet your financial commitments if disabled. You will have the convenience of payroll deduction to pay your premiums. Insuring yourself for income loss due to a disability is an important step to securing the financial well-being of you and your family.

Please utilize the Premium Calculator to determine your cost. The Voluntary Long Term Disability Insurance Booklet (PDF) includes information about the LTD.

All VRS Hybrid members are automatically enrolled in Short-Term/Long-Term Disability Insurance as part of their Hybrid membership. PWCS also uses The Standard for this plan for our Hybrid members. Please visit the PWCS Leave Benefits webpage for more information.

Enrollment Procedure

• Please print the Standard Enrollment Application (PDF).
• If you enroll within 30 days of your employment with PWCS, no medical history is required. Once your first 30 days of employment have passed, you will also need to complete and submit a Medical History Statement (PDF). You may also complete an online version of the Medical Evidence of Insurability to file this information electronically.

Return the completed application (and Medical History Statement, if required) to the Benefits & Compensation Department.

Additional Information

• Standard Enrollment/Change/Cancel Form (PDF)
• Standard Medical History Statement Form (PDF)
• Certificate of Voluntary LTD Insurance - Benefits Intranet page
• Online Medical Evidence of Insurability
• Voluntary Long Term Disability Insurance Booklet (PDF)
• Why Purchase Disability Insurance?

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Contact The Standard

• Phone: 1-800-368-1135
• Send a message